Home Equity Loans

Current rates available here.

Homeowners, now is a good time to transform the equity in your home into cash to use however you want.

  • No annual fee
  • Low application fee*
  • No transaction fee

Loan amounts are up to 70% of the available equity amount. A convenient way to make payments is with a HOMEBanker transfer from a GSB checking account.**

Application forms are available to complete online. You may also apply in person at any of our eight locations or by phone at 847-729-1900.

Lines and loans currently available for customers with a current core GSB Checking Account only.

* A $300 application fee is due and payable before a property appraisal is ordered.
** As of August 5, 2011, the maximum home equity loan / line amount is $50,000 until further notice.

Your choice of fixed or floating rate

  • Floating rate lines of credit with terms up to five years
  • Fixed rate Advantage Loan with terms up to fifteen years

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Rates

Frequently Asked Questions