Service Fees

Scroll through for information on services that apply specifically to Personal or Business accounts.

 
Apply to Both Personal and Business Accounts
ACH payment request by phone $12.00
Bank Reference letter $10.00
Cashier's Checks & Money Orders (customers only) $3.00
Collection item (prepaid)
    Outgoing – each
    Incoming - each 		$30.00*
$30.00*
Duplicate release deed $50.00
Escheated funds fee $10.00
Foreign drafts $30.00
Hold statements / month $5.00

Levy, garnishment or other legal process

    Plus research fee 		$100.00

$20.00/hr.
New York drafts $10.00
Notary service / Signature guarantee (customers only) No charge
Overdraft, returned or paid

   plus fee if overdrawn 3 days 		$30.00***

$15.00
Payoff letter request via fax $10.00
Research per hour $35.00
Returned deposited item $10.00
Returned mail fee $2.00 / month
Statement reconciliation $10.00 each
Statement / check copy (mail or fax)  
Statement, check image or deposit slip within 90 days No charge
After 90 days
$5.00 per cycle
More than 6 months of data
 $35 / hour
(minimum charge of one hour)
Special cut-off statement
request through HOMEBanker		 $1.00 No charge
Stop payment (check or ACH) $30.00
Subordination request $125.00
Verification letter $10.00
Wire transfers:
Outgoing - domestic
Outgoing - foreign
Incoming - domestic (one free during cycle)
Incoming - foreign

 

$20.00
$40.00
$5.00
$25.00
 
Personal Accounts
Additional / replacement ATM card $10.00
American Express® travel / gift items  
  • Travelers' Cheques
 1% of sale
  • Travelers' Cheques for Two
 2% of sale
  • Foreign Travelers' Cheques
 1% + handling fee
  • Gift Cheques
 $2.50 each
  • Gift Cards
 $3.95 each
ATM deposits / balance inquires No charge
ATM transaction at non-STARSM
 or NYCE ATM 		$1.50**
Bond coupon envelope $10.00
Courtesy checks 2 /cycle, then $1.00 each
Foreign currency Please inquire
 
Business Accounts
Auditor's bank confirmation $20.00
Coin purchase $0.10/ roll
Coin & currency deposited $0.10 / $100
Courtesy checks / deposit slips 2 / cycle, then $1.00 each
Currency purchased $0.20 / strap
Letters of credit (domestic & International) Varies
Lock Box $75.00 / month + $0.35 / item****
Night drop bags $20.00

OFFICEBankerSM
Online cash management tool for businesses includes:

  • Wire transfers & cables
  • Tax payments & ACH item processing
  • Bill pay item processing
 Ask your banker for pricing
Two-signature accounts $10.00 / month additional fee

Notes:

* Charges from other banks may apply, plus shipping for Bearer Bonds
** Charges from other banks may apply
***Charges include exhausted credit lines and also apply to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means.  These charges may be directly applied to your account.  Business accounts: if net funds available for services for the current month are negative, a charge equal to the Prime Rate, as quoted in the Wall Street Journal, plus 3% will be assessed.
****Other charges including report generation, transmission & postage may apply

Fees are current as of 9/1/09. Fees are subject to change.