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Interest Rates Rates as of: Aug 16 2010

• Certificates of Deposit
• Retirement Accounts
• Deposit Accounts

Certificates of Deposit - Substantial Penalty for Early Withdrawal

Minimum Opening Deposit $1,000

Term	Interest Rate	Annual Percentage Yield (APY)
3 MONTH	0.25%	0.25%
6 MONTH	0.35%	0.35%
9 MONTH	0.60%	0.60%
12 MONTH	0.65%	0.65%
18 MONTH	0.75%	0.75%
24 MONTH	0.95%	0.95%
36 MONTH	1.30%	1.31%
48 MONTH	1.65%	1.66%
60 MONTH	2.00%	2.02%

Retirement Accounts - Fixed Rates as Listed above

Retirement Accounts - Floating Rate

Minimum Required Opening Deposit	Interest Rate	Annual Percentage Yield (APY)
$50	0.65%	0.65%

Deposit Accounts

	Minimum Required Opening Deposit	Interest Rate	Annual Percentage Yield (APY)*
Life Checking	$100	0.10%	0.10%
Prime Life Checking	$100	0.10%	0.10%
Employee Advantage Checking	$100	0.10%	0.10%
Life Savings	$150	0.25%	0.25%
Junior Life Savings	$1	0.25%	0.25%
Teen Life Savings	$50	0.25%	0.25%
Health Savings Account	$0
$0 - $7,499		1.00%	1.01 %
$7,500+		1.25%	1.26 %
Life Money Market	$1,500
$0 - $49,999.99		0.35%	0.35 %
$50,000 - $99,999.99		0.55%	0.55 %
$100,000+		0.65%	0.65 %
*$1 balance required to earn APY. Fees may impact APY.

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