Business Credit Cards

Keep track of business expenses with a GSB Visa® Business Credit Card.
Businesses also benefit from detailed monthly statements at tax and budget time. Choose between a no annual fee card and one with preferred points rewards.

Convenience

 

Application

 

Applications also available at GSB branches

Submit application via:
Reward options for Preferred Points Cards Preferred Points Brochure
View or redeem reward points www.mypreferredpoints.com or call 1-866-678-5191.
View Card account or make payment online www.cardaccount.net
Cardholder customer service 1-800-367-7576

 

Business Credit Card Programs
Standard Card Preferred Points Card
Available to all applicants for Visa Business Cards Available to all applicants for Visa Business Cards
No Annual Fee

Other fees that may be charged, if applicable are: an over limit fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee and balance transfer fee. These are listed on the downloadable application.
 $49 Annual Fee per Account

Other fees that may be charged, if applicable are: an over limit fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee and balance transfer fee. These are listed on the downloadable application.
No Intro Rate No Intro Rate
APR of Prime +10.99%* APR of Prime + 10.99%*
25 day grace period on all purchases.
No grace period for cash advances or cash equivalent transactions.		 25 day grace period on all purchases.
No grace period for cash advances or
cash equivalent transactions.
Individual and summary billing options Individual billing option only
VISA® Business Benefits of rental car collision waiver protection and travel insurance. VISA® Business Benefits of rental car collision waiver protection and travel insurance. Earn one point for each dollar spent up to 10,000 points per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.
Any unused Flex Miles accrued on GSB's previous business credit cards will be credited to the new account number. Flex Miles will continue to accrue as before.
Business Flex Miles Redemption Center 1-800-620-8789
Online Flex Miles Redemption www.myflexmiles.com

*The Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal). The Index will be adjusted by the 25th day of each month or the business day proceeding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Finance Charges on the Account, but all calculations will be made using a minimum Index of not less than 5.00%. The Account will never have an APR over 21%.

Business Card Underwriting Documentation
  Sole Proprietor Partnership Private Corporation Public Corporation Non-Profit
Articles of Incorporation     X X  
Borrowing Resolution     X X X
Financial Statements   X X X X
Partnership Agreement   X      
Year Established X X X X X
Personal Guaranty X X X    
Personal Tax Return X X X